Used Cash to fix A/C unit and not a Credit Card

Last night I had the AC guy come out to fix what I thought was a loose wire. Apparently it needed a $200 part. Funny how expensive service calls can get. Well I had the guy fix it anyway and when he was done he told me the part plus the service call came out to $256. He suggested to me that I could pay with a credit card as well as a check. I took the opportunity to tell him that I only pay cash for services or anything else that I pay for. He said that people usually pay him with a credit card because A/C services are an emergency. I said well I can see where it can be an emergency, people not wanting to sweat. Then I got to thinking, some people need to sweat a little. Heck i’m sweating just thinking of the interest payments that are made by putting a new A/C unit on credit. People are more willing to sweat financially than sweat physically. Recipe for financial disaster. I cut a check and froze to death last night, debt free living feels good and so does my 69 degrees home.