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	<title>Comments on: Reducing Consumer Debt</title>
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	<description>Personal Finance Tips and Lessons Learned About Loans, Credit Cards, and The Freedom To Be Wealthy</description>
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		<title>By: Debt Free Hispanic</title>
		<link>http://www.debtfreehispanic.com/reducing-consumer-debt.html/comment-page-1#comment-862</link>
		<dc:creator>Debt Free Hispanic</dc:creator>
		<pubDate>Sat, 13 Jun 2009 19:39:13 +0000</pubDate>
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		<description>Wow Adres, thats crazy that your client is even thinking about doing that. The truth is that folks need to make drastic measure but they dont&#039;. I&#039;m talking no cable, maybe one cell phone, but a paid for minute plan. This is not a forever thing, but anything to help you get ahead, like a part-time job for 6 months you know.</description>
		<content:encoded><![CDATA[<p>Wow Adres, thats crazy that your client is even thinking about doing that. The truth is that folks need to make drastic measure but they dont&#8217;. I&#8217;m talking no cable, maybe one cell phone, but a paid for minute plan. This is not a forever thing, but anything to help you get ahead, like a part-time job for 6 months you know.</p>
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		<title>By: Andres Aguilar</title>
		<link>http://www.debtfreehispanic.com/reducing-consumer-debt.html/comment-page-1#comment-860</link>
		<dc:creator>Andres Aguilar</dc:creator>
		<pubDate>Sat, 13 Jun 2009 04:21:53 +0000</pubDate>
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		<description>Some just keep digging deeper and deeper.  I had a client on the phone who told me his 1st mortgage was giving him a reverse mortgage and he was going to use it to catch up and maintain the payments on his second mortgage.  It makes no sense to me.  He got into trouble because of his fixed rate equity loan and now he is going pay it with a home equity line of credit for older people.</description>
		<content:encoded><![CDATA[<p>Some just keep digging deeper and deeper.  I had a client on the phone who told me his 1st mortgage was giving him a reverse mortgage and he was going to use it to catch up and maintain the payments on his second mortgage.  It makes no sense to me.  He got into trouble because of his fixed rate equity loan and now he is going pay it with a home equity line of credit for older people.</p>
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