Student Loan Debt

June 2, 2010

I thought I graduated college with a lot of debt, $20,000. Not all of it was from student loans but the majority of it was. Have you read the recent article in the NY Times about the student who graduated from NYU with $100,000 of student loan debt. Yes, thats 100K that is needing to [...]

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Summer Jobs For Students

May 25, 2010

If you are a parent and have students living in your home, then you are probably wondering what they can do all day. I have an idea, they can get a summer job. Many parents hate the idea of having their students get a job for the summer. There are plenty of summer jobs for students [...]

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Debt Free Consumer

May 24, 2010

There is a huge difference between a debt free consumer and a consumer in debt. Debt Free Consumer A debt free consumer is a person that makes purchases with money they have to spend. They know that the purchase is a part of their budget and so they feel good about their purchase. From a [...]

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European Debt Crisis

May 8, 2010

In Mid-April 2010 my wife and I were on our European vacation when a volcano in Iceland erupted sending volcanic ash into the air disrupting air travel.  Since we so happened to have been there is affected our flight on Air France from Paris to London. We were to spend 3 nights France and 3 nights in England. [...]

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European Debt Free Vacation

May 6, 2010

Well my wife and I made it back from our European vacation. Do you like this picture of me holding the Eiffel Tower in my hand? I purposely wore my Debt Free Hispanic t-shirt so I can take this picture. How did I get here though? Well my wife and I found out in March [...]

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Money as a Tool

April 12, 2010

The more money you save the more opportunities you have in life. You pretty much open the doors for yourself. I like to think of money as a tool because we can create experiences with it. Some people use money to have a nice vehicle. What they really do is use their money to drive a [...]

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Debt Free Blogging

March 1, 2010

The best part of being a debt free blogger is that any money that I make I keep, period.  And yes, I make money via blogging. Not all of what I report is from this blog alone, I own several blogs all of which add up. Why have more than one blog? Same reason I [...]

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Valentines Day Can Be Expensive

February 10, 2010

I don’t want to put a damper on Valentines Day because it is a special day. Many argue that every day should be special and that we should treat each other with love on a daily basis. Yes, that all sounds good but the day will still come and we either jump on board or [...]

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$185 Bank Error Found in my Checking Account

February 4, 2010

Do you still write checks? My wife and I still write checks, it’s minimal, but we do. There are some expenses that require us to pay with a check and at times we owe a friend or family member for something they purchased for us and so we write them a check to cover amount [...]

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Staying Focused on Debt

February 3, 2010

In order to break free from debt you need to stay focused. In my post about tire traction I wrote about how I used to send emails to my wife about getting out of debt. She was doing an internship in Washington, DC at the time and so I would keep her up to date [...]

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