Overcharged at Fast Food Restaurants

November 16, 2009

Have you ever been asked for your debit card a second time at a fast food restaurant? You know when you hand over your card to the person working at whatever restaurant you are ordering food at and they swipe it really fast and then hand it back to you. Personally I like it when [...]

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Hispanics in Financial Prisons

October 30, 2009

Today I was reading my own story of how I got out of debt over at Bible Money Matters and I realized that there are many Hispanics that are in my shoes. Not my current debt free shoes, but the shoes that left $20,000 footprints everywhere I went. I was a debt man walking. Those [...]

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Layaway Programs Increase in Stores

October 20, 2009

Buy Now Pay Later. This is called Debt. This is also called Stupid with zeros at the end of it. I’m not calling people that, I’m describing the action. And I’ll be the first to say that I have made some stupid purchases in my life.  Because most of us Americans have made stupid purchases, meaning [...]

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Debt Free Day

September 30, 2009

How much money could America save in one day? Have you ever thought of that. Seriously, wouldn’t it be cool if one day out of the year everyone would celebrate debt free day by paying cash for every purchase we make. The event will never happen.
Why?
America operates on money it doesn’t have. That’s right. Our economy would [...]

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Cash for clunker program

September 23, 2009

So I was driving home yesterday from work and I came across a semi with a flatbed that was carrying about 20 vehicles that had been crushed. You’ve seen them because it’s amazing that cars and trucks can be crushed in the manner that they are. What caught my attention was a spray-painted message written [...]

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$9.99 Live Dave Ramsey Dallas, TX Tickets

September 16, 2009

Do you live in Dallas, TX? If so you may want to consider making a quick purchase that can change your life. Now I never recommend quick purchases but this one is a no brainer. The first 1,000 people to buy tickets to see Dave Ramsey live in Dallas will only pay $9.99 for each [...]

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$19.99 For A Pair of Nike Shox

September 4, 2009

Here is a pair of shox that I am wearing today at work. Yes, today is casual today for us at work and we are allowed to wear tennis shoes along with a pair of jeans. Well I usually do not wear tennis shoes because the pair I had up to this point were old [...]

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Tax Free or Debt Free Weekend

August 20, 2009

Too much of a good deal is what gets most of us in financial trouble. But if you are smart you can save some money on products that you were going to purchase anyway.

Here is Texas we will be able to purchase certain products and not get taxed at the counter. The purchase must [...]

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Thought of Selling Your Home

August 11, 2009

Have you thought of selling your home lately? My wife and I have. We often contemplate selling and moving closer to work.
Then we start to think about living in a luxury apartment close to restaurants and not out in the suburbs of town.
We looked into apartments and let me tell you that people are paying good [...]

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School Tuition Is Expensive

August 1, 2009

The longer I am in school the more expensive tuition becomes. I realize now all the scholarship opportunities that I missed out on by not applying or by not having a good standing GPA.

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