The older I get the harder it gets to do what I love to do. It’s not because of my abilities but it’s because of my responsibilities. I’m 30 years old and I look back at how my life has changed in the last five years and I’m amazed at how far I’ve come but also how many more responsibilities I have.
I finished grad school and I got married and now I have a daughter. Having a family is truly a blessing but it does come at a cost. In fact, I’ve been meeting with some other young families and it seems like everyone is struggling with the same issues.
When people are single, they have a lot of goals and the ambition to accomplish all they set out to do and when they get married, their energy is directed towards their spouse. When they have kids, their goals start to slow down and for some; the life gets sucked right out of them. One day they wake up and realize that they can’t move to that city they always wanted to live in or they don’t have the capital to start that business they always wanted to start.
Young women really take a hit because when they are expecting a child, they are hit with the reality of one day having to go back to work. If a family has always lived on a two-income budget, it’s really difficult for one spouse to stay home with the kids. However, this is happening more and more like if we are back in the 50’s when women were considered to be more stay-at-home-moms.
It’s a good shift, however the problem couples deal with are typically related to finances. Couples are just making ends meet and going through savings faster than they imagined causing huge stress on the marriage.
If you are a young couple reading this, I highly recommend getting out of debt one credit card at a time or one student loan at a time before going to a one income family. Do it for your marriage and for your future children. There is nothing like being able to make ends meet on a one income family, everything else is icing on the cake, as they say.
Being debt free will help you do what you love, and love what you do! Have you been overpaying on your protection insurance, check out ppiclaims.uk.com to start your claim.