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	<title>Debt Free Hispanic &#124; Personal Finance Debt &#187; Credit Cards</title>
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	<link>http://www.debtfreehispanic.com</link>
	<description>Personal Finance Tips and Lessons Learned About Loans, Credit Cards, and The Freedom To Be Wealthy</description>
	<lastBuildDate>Wed, 18 Jan 2012 17:31:35 +0000</lastBuildDate>
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		<title>Getting Rid of Credit Card Debt</title>
		<link>http://www.debtfreehispanic.com/getting-rid-of-credit-card-debt.html</link>
		<comments>http://www.debtfreehispanic.com/getting-rid-of-credit-card-debt.html#comments</comments>
		<pubDate>Wed, 18 Jan 2012 17:31:35 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=976</guid>
		<description><![CDATA[Most people strive to pay their credit card debts in a responsible manner, but circumstances can sometimes prevent this from happening. People&#8217;s spending habits can cause debt to become unmanageable, and then it becomes necessary to take some steps to reduce it. However, getting rid of credit card debt may be easier than you think [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Tracking Millennial Spending</title>
		<link>http://www.debtfreehispanic.com/tracking-millennial-spending.html</link>
		<comments>http://www.debtfreehispanic.com/tracking-millennial-spending.html#comments</comments>
		<pubDate>Wed, 11 Jan 2012 17:45:06 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[millennial]]></category>
		<category><![CDATA[teen shopping]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=967</guid>
		<description><![CDATA[How does the age of technology affect the way the “millennial” generation spend their money? Each generation is raised differently and therefore, taught different ways of living and spending money. The media has a lot of influence on this, but so do the spending habits of their parents, as children will often model what they [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/tracking-millennial-spending.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Take Emotions Out of Purchasing So That One Can Save Money</title>
		<link>http://www.debtfreehispanic.com/how-to-take-emotions-out-of-purchasing-so-that-one-can-save-money.html</link>
		<comments>http://www.debtfreehispanic.com/how-to-take-emotions-out-of-purchasing-so-that-one-can-save-money.html#comments</comments>
		<pubDate>Fri, 01 Jul 2011 14:46:06 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=938</guid>
		<description><![CDATA[For most people in this down-at-heels economy, living it up simply isn’t possible anymore. Gone are the days of careless spending, impulse buying and unplanned shopping sprees. The 2008 Wall Street crash has taught everyone that money is a precious, finite commodity that must be consumed wisely. And if you still hadn’t learned that lesson, [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/how-to-take-emotions-out-of-purchasing-so-that-one-can-save-money.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who is Paying for Consumer Debt</title>
		<link>http://www.debtfreehispanic.com/who-is-paying-for-consumer-debt.html</link>
		<comments>http://www.debtfreehispanic.com/who-is-paying-for-consumer-debt.html#comments</comments>
		<pubDate>Wed, 23 Feb 2011 19:26:19 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=910</guid>
		<description><![CDATA[Take a close look at the image in this post. Have you seen this ad? Now this post is not to trash the fast food chain in the picture, but I should for being a part of such a horrible ad. &#8220;Eat like someone else is paying&#8221; Wow! Okay so help me understand this ad, [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/who-is-paying-for-consumer-debt.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Credit Cards : How Latin America compares to the rest of the world</title>
		<link>http://www.debtfreehispanic.com/credit-cards-how-latin-america-compares-to-the-rest-of-the-world.html</link>
		<comments>http://www.debtfreehispanic.com/credit-cards-how-latin-america-compares-to-the-rest-of-the-world.html#comments</comments>
		<pubDate>Tue, 18 Jan 2011 04:04:12 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=887</guid>
		<description><![CDATA[&#8220;Just charge it.&#8221; These words are spoken by millions of customers of every race and gender across the world each day. Credit cards have become a staple in our modern-day economy because of their convenience and capacity to let us to live beyond our means. We can buy anything we want from anywhere in the [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/credit-cards-how-latin-america-compares-to-the-rest-of-the-world.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Valentines Day Can Be Expensive</title>
		<link>http://www.debtfreehispanic.com/valentines-day-can-be-expensive.html</link>
		<comments>http://www.debtfreehispanic.com/valentines-day-can-be-expensive.html#comments</comments>
		<pubDate>Wed, 10 Feb 2010 20:14:16 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[valentines day]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=747</guid>
		<description><![CDATA[I don&#8217;t want to put a damper on Valentines Day because it is a special day. Many argue that every day should be special and that we should treat each other with love on a daily basis. Yes, that all sounds good but the day will still come and we either jump on board or [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/valentines-day-can-be-expensive.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Overcharged at Fast Food Restaurants</title>
		<link>http://www.debtfreehispanic.com/overcharged-at-fast-food-restaurants.html</link>
		<comments>http://www.debtfreehispanic.com/overcharged-at-fast-food-restaurants.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 16:37:42 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[extra charge]]></category>
		<category><![CDATA[overcharged]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=686</guid>
		<description><![CDATA[Have you ever been asked for your debit card a second time at a fast food restaurant? You know when you hand over your card to the person working at whatever restaurant you are ordering food at and they swipe it really fast and then hand it back to you. Personally I like it when [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/overcharged-at-fast-food-restaurants.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Minimum Wage Increase</title>
		<link>http://www.debtfreehispanic.com/minimum-wage-increase.html</link>
		<comments>http://www.debtfreehispanic.com/minimum-wage-increase.html#comments</comments>
		<pubDate>Tue, 14 Jul 2009 02:33:14 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[guaranteed minimum wage]]></category>
		<category><![CDATA[minimum wage]]></category>
		<category><![CDATA[minimum wage increase]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=606</guid>
		<description><![CDATA[The title should give you an idea of where this post is going. There is a problem in America and across the world with people making enough to get by. Some people are living at a poverty level and they don&#8217;t even know it. It could be worse for some if it wasn&#8217;t for laws [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/minimum-wage-increase.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Reducing Consumer Debt</title>
		<link>http://www.debtfreehispanic.com/reducing-consumer-debt.html</link>
		<comments>http://www.debtfreehispanic.com/reducing-consumer-debt.html#comments</comments>
		<pubDate>Fri, 12 Jun 2009 20:47:12 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[reducing debt]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=579</guid>
		<description><![CDATA[The best case scenario is always the hardest, paying off all your debt until you are debt free. For many consumers, reducing debt is out of the question. So many people are too busy paying their regular payments: mortgage, car, phone, cable, water, energy ect., that they forget or just do not want to pay [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/reducing-consumer-debt.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Long Term Credit Card Borrowing</title>
		<link>http://www.debtfreehispanic.com/long-term-credit-card-borrowing.html</link>
		<comments>http://www.debtfreehispanic.com/long-term-credit-card-borrowing.html#comments</comments>
		<pubDate>Wed, 29 Apr 2009 22:42:14 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[long term borrowing]]></category>
		<category><![CDATA[pawn shops]]></category>
		<category><![CDATA[pawnbroker]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=494</guid>
		<description><![CDATA[We all have friends that use credit cards and pay them off every month. But how many really do? Think about how easy it is to only get by making a minimum payment one or two months. The interest may only be but a few dollars, $5, $10, $20 of interest for the month. That [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/long-term-credit-card-borrowing.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Enterprise : do NOT pick me up</title>
		<link>http://www.debtfreehispanic.com/enterprise-do-not-pick-me-up.html</link>
		<comments>http://www.debtfreehispanic.com/enterprise-do-not-pick-me-up.html#comments</comments>
		<pubDate>Tue, 14 Apr 2009 15:04:25 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[enterprise]]></category>
		<category><![CDATA[van rental]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=473</guid>
		<description><![CDATA[Have you ever had a bad experience with a company and you thought to yourself, I am never going to do business with you again? You would rather pay more money elsewhere than to have to endure bad service and policies. Unfortunately I had that experience this weekend with the rental car company, Enterprise. This [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/enterprise-do-not-pick-me-up.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Credit Card Cash Advances</title>
		<link>http://www.debtfreehispanic.com/credit-card-cash-advances.html</link>
		<comments>http://www.debtfreehispanic.com/credit-card-cash-advances.html#comments</comments>
		<pubDate>Thu, 09 Apr 2009 23:02:52 +0000</pubDate>
		<dc:creator>Debt Free Hispanic</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[fast cash]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=464</guid>
		<description><![CDATA[Credit cards are the curse of the century. There are some features about credit cards that apparently are being used by consumers. Over 7 million people have used credit cards to get a cash advancement. This is one of the worse ways to acquire money. It is also the most expensive way to use cash. [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/credit-card-cash-advances.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Rid of Spending</title>
		<link>http://www.debtfreehispanic.com/get-rid-of-spending.html</link>
		<comments>http://www.debtfreehispanic.com/get-rid-of-spending.html#comments</comments>
		<pubDate>Wed, 18 Feb 2009 17:44:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[debt]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=398</guid>
		<description><![CDATA[The sentence “I cannot help but spending and getting everything that I want” is not acceptable. Getting involved with too many debts just because you keep on buying every single thing that you want, regardless of the price, is not forgivable. Who would want to drown him or herself with debts and get frustrated when [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/get-rid-of-spending.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cut Your Debt</title>
		<link>http://www.debtfreehispanic.com/cut-your-debt.html</link>
		<comments>http://www.debtfreehispanic.com/cut-your-debt.html#comments</comments>
		<pubDate>Fri, 12 Dec 2008 16:11:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt Free]]></category>
		<category><![CDATA[cut credit cards]]></category>
		<category><![CDATA[cut your debt]]></category>
		<category><![CDATA[cutting debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[reducing debt]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=337</guid>
		<description><![CDATA[Easier said than done. Ever heard that before?  People who say statements like that are negative and have the potential to always be in debt. Let me tell you something, there are a few situations that are going to be hard to get out of in your lifetime and being in debt is one of them. [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/cut-your-debt.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Holiday Shopping Frenzy on credit</title>
		<link>http://www.debtfreehispanic.com/holiday-shopping-frenzy-on-credit.html</link>
		<comments>http://www.debtfreehispanic.com/holiday-shopping-frenzy-on-credit.html#comments</comments>
		<pubDate>Mon, 01 Dec 2008 16:57:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Million Dollar Advice]]></category>
		<category><![CDATA[black friday]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[shopping on credit]]></category>

		<guid isPermaLink="false">http://www.debtfreehispanic.com/?p=321</guid>
		<description><![CDATA[Isn&#8217;t it amazing how so many people go out and shop on Black Friday. The radio today announced that sales were up 3% on Black Friday compared to last year. Saturday and Sunday were down compared to last year. This past weekend made me think about all the flat screen HDTV&#8217;s and laptops that were [...]]]></description>
		<wfw:commentRss>http://www.debtfreehispanic.com/holiday-shopping-frenzy-on-credit.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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