Getting Rid of Credit Card Debt

by Debt Free Hispanic on January 18, 2012

Most people strive to pay their credit card debts in a responsible manner, but circumstances can sometimes prevent this from happening. People’s spending habits can cause debt to become unmanageable, and then it becomes necessary to take some steps to reduce it. [click to continue…]

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Tracking Millennial Spending

January 11, 2012

How does the age of technology affect the way the “millennial” generation spend their money? Each generation is raised differently and therefore, taught different ways of living and spending money. The media has a lot of influence on this, but so do the spending habits of their parents, as children will often model what they [...]

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Best Way to Purchase Life Insurance

September 13, 2011

Sadly, life insurance always seems to be the last on the list of priorities, mostly because we simply don’t think of our own mortality, and second, the mortgage, food and car payments always take precedence.    But, life insurance can mean the difference between a family member surviving financially, after a death, and the ability [...]

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5 Tips for Making Money Online Without Spending Money

July 25, 2011

It may sound obvious, but paying off debt is no easy task on a fixed income. Everyday living expenses are hard enough to keep up with, let alone trying to catch up on significant amounts of debt. If you’re feeling stretched for money, a solid tactic is to create additional sources of income. With that [...]

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Want to Save Money? Consider an Online Degree

July 18, 2011

As many Americans know, a college education is no longer an opportunity that presents itself to anyone who may be intelligent and willing to further advance their knowledge and skills. Tuition costs in both public and private universities have skyrocketed, and, as such, it’s now no longer about how is the smartest and most hard [...]

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How to Take Emotions Out of Purchasing So That One Can Save Money

July 1, 2011

For most people in this down-at-heels economy, living it up simply isn’t possible anymore. Gone are the days of careless spending, impulse buying and unplanned shopping sprees. The 2008 Wall Street crash has taught everyone that money is a precious, finite commodity that must be consumed wisely. And if you still hadn’t learned that lesson, [...]

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Seven Ways to Load a Prepaid Debit Card

May 24, 2011

One of the mysteries for people who don’t currently have a prepaid debit card is how to actually load money on it. Since a large portion of the population either has a traditional checking account or cash their paychecks at a retail check cashing center, they are not aware of the many facets of the [...]

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Debts, Loans and Leaving the Country

April 20, 2011

If you’re in debt, especially very heavily in debt to a number of creditors, you will be very familiar with the feeling of wanting to run away from it all, go to another country and forget all about the money that you owe. In fact, you won’t be alone in this dream, and there are [...]

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Travel Plans That Won’t Break The Budget

April 12, 2011

Do you get the feeling that you are working harder for less these days? We are not just talking about a rate of pay but also how far your money will go. It isn’t your imagination, the fact of the matter is your money simply isn’t buying what it used to. The cost of living [...]

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Who is Paying for Consumer Debt

February 23, 2011

Take a close look at the image in this post. Have you seen this ad? Now this post is not to trash the fast food chain in the picture, but I should for being a part of such a horrible ad. “Eat like someone else is paying” Wow! Okay so help me understand this ad, [...]

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